Archive for the Finance Category

Rebates on Ceiling Insulation for Existing Homes

The Australian Government is committed to provide relief to people in difficult economic times. Prime Minister Kevin Rudd recently revealed a positive development that will benefit homeowners who are still in the process of installing ceiling insulation in their homes.
A $3.9 billion Energy Efficiency Homes Package is now in place which allows homeowners to apply [...]

Why Right Now is a Great Time to Invest in Real Estate

Times may seem tough right now in many parts of the world but if you focus on the positives, there are many benefits to be had. The real estate industry, for instance, is one sector which offers great opportunities for investors during a financial crisis.
In Australia, the real estate market is showing positive signs for [...]

Know your Credit Rating

One of the things a bank will look at when you approach them for a loan, is your credit rating.  A bank is going to want to know that you are a “good risk” for them if they decide to lend you money, and part of that decision process involves looking at [...]

Include an “offer expiration” clause in your offer

Also known as a sunset clause, it is wise to include an “offer expiration” clause in any offer that you make to purchase property.
Such a clause states a date and time when your offer will expire and will encourage a Vendor to make a decision or risk losing a sale.  It will also encourage an [...]

Deposits Bonds - what are they and will they suit you?

A deposit bond is an alternative that can be used in place of a cash deposit.
A purchaser may not always have the cash necessary to be able to pay the deposit on a property, such as the 10% often sought in Victoria or New South Wales.  Rather than both the purchaser and seller missing out [...]